Credit Card Promotion : The Hour Glass & DBS/POSB

[kclee]

Go to THG for your dream watch today!!


Free gift as well!!

[Fred the Red Devil]

Thanks for sharing, do you know when do they end this promotion? Planning to go down next weekend cos will be busy this weeknd and whole of next week.

[pegasi]

Saw the ads too and got excited for a few minutes.

For someone like me who will flip a watch in 3 weeks, 31 months is a very long-term commitment...

[xiao_jay1943]

Hi bros,

I keep seeing THG pop up as an AD. Can I know what is the full name??

[jazziceman]

The Hour Glass

[jazziceman]

The Hour Glass

The Hour Glass 0% IPP Program

* Own the watch of your dreams with an interest-free 31-mth installment payment plan on your DBS/POSB Credit Cards at The Hour Glass
* Plus, receive a travel size Bols & Cox Watch Cleaning Kit when you spend S$5,000 or above

Valid from now until 16 January 2011.

[chilicrab]

sorry i thought 31Jan 2011?

http://www.thehourglass.com/

[Ryan289]

Not sure if people realise... when you use your card for interest free installment payments.... you don't earn any points or rebates from the card. FYI.

[KuchingKu]

Not sure if people realise... when you use your card for interest free installment payments.... you don't earn any points or rebates from the card. FYI.

Plus, your card limit becomes really limited cos they will block that amount away. Think they also will not give as good disc than paying straight.

Hi Ryan.

[Oceanklassik]

The Hour Glass

The Hour Glass 0% IPP Program

* Own the watch of your dreams with an interest-free 31-mth installment payment plan on your DBS/POSB Credit Cards at The Hour Glass
* Plus, receive a travel size Bols & Cox Watch Cleaning Kit when you spend S$5,000 or above

Valid from now until 16 January 2011.

sorry i thought 31Jan 2011?

http://www.thehourglass.com/

Both are correct. It was given at first till 16 Jan 2011 and later extended to 31 Jan 2011. It may not be that attractive I guess.

Not sure if people realise... when you use your card for interest free installment payments.... you don't earn any points or rebates from the card. FYI.

Oh really? Tx for the info

[seiko.citizen]

as with buying anything caveat empor. you have to do your own legwork to make sure you are not getting the short end of the stick

[Ryan289]

Plus, your card limit becomes really limited cos they will block that amount away. Think they also will not give as good disc than paying straight.

Hi Ryan.

Yes... that's a good point as well. If you have 10k credit limit on your credit card for example... and you commit to an 8k installment plan... you will only be left with a 2k limit. I did not know that and learn it the hard way... when my card was decline in a restuarant while dining with friends... damn maloo. Haha.

No free lunch, guys.

[shuseido]

Plus, your card limit becomes really limited cos they will block that amount away. Think they also will not give as good disc than paying straight.

Yes bro, normally very less disc or selling at RRP!

[enthusiast]

That's their (bank) trick... To tie you down with 31 months installment plan... Cunning siah!

[pegasi]

Yes... that's a good point as well. If you have 10k credit limit on your credit card for example... and you commit to an 8k installment plan... you will only be left with a 2k limit. I did not know that and learn it the hard way... when my card was decline in a restuarant while dining with friends... damn maloo. Haha.

No free lunch, guys.

Installment is still a credit, just that you are given longer time to repay. Hence it's only logical that the credit limit is reduced by the outstanding debt.

That's their (bank) trick... To tie you down with 31 months installment plan... Cunning siah!

What do you mean by tie down? You can still cancel a credit card even if you have outstanding debt. The bank will continue to send you the bill every month.