Advisory : Payment Method - Cash or Credit Card or Instalment Plan

[ysosrs08]

Credit card. Rebates plus the flexibility of wearing the watch whilst paying off on a monthly basis. Of course, not as rich as some of the bros in here so thats my way of thinking now.

[techno]

credit card
not that no cash but to fork out the whole sum will shy me from buying

[DreamWatch]

Prefer cash

[eeekology]

Depends on situations. Use cc if there are rebates or to earn points.

[zaclam]

cash if it is a good deal or better discount. CC is great but when not paid in full the interest piles up so not worth it unless 0% interest installment plan....

[Jerry8]

but paying by cash does have more discount isn't it？

[llmarcusll]

cash for me!

[iorisan]

credit card for rebate or air miles

[Amanubis]

on that note, I find the ANZ card quite useful. Comes with a choice of either miles (default), or conversion of miles to cash credit (2800 miles to S$50 i think).

Which would you guys think is more worth it?

[caramellatte]

Credit card full payment for the miles

Agree, if not rebate card. :P

[`ruka]

Credit card full payment for the miles

[lefthandpath]

cash. cos my credit limit is still the same over the years but the watches I buy now is price double my credit card limit.

[charmaine_llee]

Credit card, unless there is substantial discount for using cash

[caramellatte]

Between cash and credit caed full payment, I will go for the latter if there is no difference in the price. Why? There are miles/rebate to be earned through credit card as compared to cold hard cash.

[hotgti]

Cash!