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Advisory : Payment Method - Cash or Credit Card or Instalment Plan
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Usually use my card as feel uneasy to have for example five big 1,000 bills on my money clip
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Cash it is for me. I have had enough pf credit cards. Hehe. Plus, u get better discounts using cash.
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I personally dun see any problem with instalment plan , especially when you can grow your cash on hand....diff story for those with poor financial management with piles of instalment to pay
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Saw this today: 9% rebate & 0% installment plan for 12 or 24 mths with OCBC cards at Cortina, but min spent of $3K from 1st Dec 2012 to 31 Jan 2013
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I think Standard Chartered has a bonus saver debit / credit card that is worth looking into.
It gives you 1.88% for 25K which you deposit. If im ot wrong also get a 80 dollar sign up bonus.
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Look for Samuel at Centrepoint. Had provided me good service.
The promotion for HSBC works out this way
List Price x 0.9 (that's the discount by AD)
Discounted Price x 0.9 (that's the overall price you pay)
Because the 0.1% is rebate into the card you have to still pay the discounted price first, which is the list price less 10%.
Limit to first 200 customers which you need them to confirm with HSBC.
Still have as far as I know.
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Sign up HSBC now they give $80 credit... Hehe... I just sign up, waiting for them to mail me the card...
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