Advisory : Payment Method - Cash or Credit Card or Instalment Plan

[Oceanklassik]

hahaha...true..there are many in here that is 'hidden dragon' and 'crouching tiger' type..hehehe..as the saying goes...still water run real deep..hehehehehe

Think you are one of the "hidden dragons", FEILONG108!!!

[feilong108]

hahaha...true..there are many in here that is 'hidden dragon' and 'crouching tiger' type..hehehe..as the saying goes...still water run real deep..hehehehehe

[triton]

i dont think they are saying that with CC payments, there is no discount. it is just that with cash payments, the discount is more.

take for example, if pay by CC, u get 15% discount. if pay by cash, u get say additional discount between 1-3%.

with interest fee instalments, one have to find out more. sometimes interest free installments may be better.

What an interesting thread

I have put 3 or 4 watch purchases (Rolex and Omega) on interest-free repayments before over the past 10+ years, but still got about 18% to 25% discount. You mean now no discount for CC repayments?

Anyway (as an econs major) assuming I am eye-balling an 8k watch, and I do have 8k, I'll still put it on CC repayments if they are interest-free . (the caveat of knowing how to manage etc etc applies lah of cos..) Money loses value 3%-5% annually maybe?

But if buy from a bro here bopians lah, pay cash or POSB transfer

[HerzAusStahl]

What an interesting thread

I have put 3 or 4 watch purchases (Rolex and Omega) on interest-free repayments before over the past 10+ years, but still got about 18% to 25% discount. You mean now no discount for CC repayments?

Anyway (as an econs major) assuming I am eye-balling an 8k watch, and I do have 8k, I'll still put it on CC repayments if they are interest-free . (the caveat of knowing how to manage etc etc applies lah of cos..) Money loses value 3%-5% annually maybe?

But if buy from a bro here bopians lah, pay cash or POSB transfer

[Darkangel]

Wah "nvr like to pay instalment"; "no instalment"; "carry cash"; etc-etc... A lot of rich pple here neh How I wish to be as rich as you pple. Mine are ALL in instalments !!!

u got instalments..i cant even afford to have instalments leh...u r rich lar Bro Oceanklassik...

Huh ?! I like that compliment (that I'm rich) tho. I got no money that's why had to 'beg' for instalments. Nw heavily in debts. Will be selling my whole collection soon. Stay vigilant for coming sales !

Klassik example of....Yi shan hai you yi shan gao...so yeah dun compare bros.

[Darkangel]

i tink DA carry more than a few ks to AD if he wana to get his YM..lol

Hehehe I never buy Rolex from AD before 1....preowned or passed down. As of now.

[Oceanklassik]

Huh ?! I like that compliment (that I'm rich) tho. I got no money that's why had to 'beg' for instalments. Nw heavily in debts. Will be selling my whole collection soon. Stay vigilant for coming sales !

[feilong108]

u got instalments..i cant even afford to have instalments leh...u r rich lar Bro Oceanklassik...

[Oceanklassik]

Wah "nvr like to pay instalment"; "no instalment"; "carry cash"; etc-etc... A lot of rich pple here neh How I wish to be as rich as you pple. Mine are ALL in instalments !!!

[feilong108]

i tink DA carry more than a few ks to AD if he wana to get his YM..lol

[Darkangel]

Nvr liked to pay with installment..

If I have cash I would prefer pay cash more shiok carry a few ks to AD

[seiko.citizen]

if you are good with your money paying in installment can be an excellent way. of course, it boils down to your comfort level.

[louisoh]

Nvr liked to pay with installment..

[Darkangel]

any1 use installment to buy watch before?

Not me...I rmb Pebz pay cash and CC with installment.

[louisoh]

any1 use installment to buy watch before?