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Advisory : Payment Method - Cash or Credit Card or Instalment Plan

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  • Red Devil
    replied
    Originally posted by feudallordcult View Post
    well, u hv a valid point too. i seen too many pple kena burnt by plastic. ultimately, to each his own i guess.
    yeah .. easily burnt if one does not have the discipline, 'cos temptation out there is very strong you see so many branded boutiques landed along Orchard stretch ... and LV @ taka is always crowded !

    Leave a comment:


  • Red Devil
    replied
    Originally posted by Darkangel View Post
    Personal preference. I am a cash person..anything also pay cash. I love counting money money money hehehe...No money dun buy.

    That's just me
    cash is king .. if cash & card payment mode, the discount being the same. I will go for card payment, earn some pts mah. Can exchange for Cold Storage or Robinsons voucher one leh ! Smart consumer OR Cheapo Singaporean ? to each of its own !

    Leave a comment:


  • Darkangel
    replied
    Originally posted by Red Devil View Post
    Maybe some actually can afford to pay off one-shot, but leverage on the interest-free scheme, free the spare cash for some short-term investments ?

    Just like buying hse/car

    Just my guessing ...
    Originally posted by deslene View Post
    Yup, quite true. But if the cash or 1 shot credit payment can save more $$$, why opt for instalments when ur cash in the bank dun earn enough interest to make up for the diff u pay by instalments.
    Just my 2cents.
    Personal preference. I am a cash person..anything also pay cash. I love counting money money money hehehe...No money dun buy.

    That's just me

    Leave a comment:


  • feudallordcult
    replied
    Originally posted by Red Devil View Post
    Maybe some actually can afford to pay off one-shot, but leverage on the interest-free scheme, free the spare cash for some short-term investments ?

    Just like buying hse/car

    Just my guessing ...
    well, u hv a valid point too. i seen too many pple kena burnt by plastic. ultimately, to each his own i guess.

    Leave a comment:


  • deslene
    replied
    Yup, quite true. But if the cash or 1 shot credit payment can save more $$$, why opt for instalments when ur cash in the bank dun earn enough interest to make up for the diff u pay by instalments.
    Just my 2cents.

    Leave a comment:


  • Red Devil
    replied
    Maybe some actually can afford to pay off one-shot, but leverage on the interest-free scheme, free the spare cash for some short-term investments ?

    Just like buying hse/car

    Just my guessing ...

    Leave a comment:


  • wolfeyes1974
    replied
    Originally posted by feudallordcult View Post
    substantial pain at one go or constant pain for extensive periods of time. only u can decide for yrself. i personally prefer one shot pay the amt and enjoy the watch. if i am unable to clear payment at one go, chances are i cannot afford it. back to saving $$$ for it.

    one man's beer, another man's vodka.
    oh bro, congrats on your Omega PO purchase...

    cheers

    james

    Leave a comment:


  • feudallordcult
    replied
    substantial pain at one go or constant pain for extensive periods of time. only u can decide for yrself. i personally prefer one shot pay the amt and enjoy the watch. if i am unable to clear payment at one go, chances are i cannot afford it. back to saving $$$ for it.

    one man's beer, another man's vodka.
    Last edited by feudallordcult; 12-08-08, 11:48 AM.

    Leave a comment:


  • Darkangel
    replied
    It's personal preference actually. I would say 50-50 la.

    Some are willing to pay cash on the spot to get the extra discount. Some prefer to pay monthly so it would not hurt their wallet at 1 go.

    All ADs have 0% interest installment plans with selected banks. You can go down and check with them.

    Leave a comment:


  • Oceanklassik
    replied
    Originally posted by Rolexsy View Post
    Hi all,

    Just wanna check if purchase from all ADs can be arranged by monthly installment and is this payment method commonly used by buyers?

    Thanks!
    Yes (ADs can arrange). No (not common by buyers here).

    Leave a comment:


  • pingpong
    replied
    monthly installment by Credit Card is common practise

    Originally posted by Rolexsy View Post
    Hi all,

    Just wanna check if purchase from all ADs can be arranged by monthly installment and is this payment method commonly used by buyers?

    Thanks!

    Leave a comment:


  • Rolexsy
    replied
    Advisory : Payment Method - Cash or Credit Card or Instalment Plan

    Hi all,

    Just wanna check if purchase from all ADs can be arranged by monthly installment and is this payment method commonly used by buyers?

    Thanks!

    Leave a comment:


  • evets
    replied
    Originally posted by Redsub View Post
    The last time my wife and I decided to a each a Rollie, Lee Chay at Peninsula,
    mentioned they will not accept cheque, even if you write down ic, address, telephone nos. No credit cards!

    Strictly cash! Bo piah went to atm "punch money from the wall" to buy our favourite Rollie!

    cheers

    of coz no cheque lah, what if the cheque bounce...unless they clear the cheque before the collection of the watches...

    i think those old school ADs at people park or lucky plaza would prefer cash payment...

    Leave a comment:


  • Redsub
    replied
    Credit card?

    Originally posted by andi View Post
    any bro know which AD provide interest free instalment for credit card payment? and which bank credit cards?

    The last time my wife and I decided to a each a Rollie, Lee Chay at Peninsula,
    mentioned they will not accept cheque, even if you write down ic, address, telephone nos. No credit cards!

    Strictly cash! Bo piah went to atm "punch money from the wall" to buy our favourite Rollie!

    cheers

    Leave a comment:


  • feilong108
    replied
    hehehe...mi juz a small dragon....in shallow water...hehehe

    Leave a comment:

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